PHILLIP J. HINES-APPRAISER & REALTOR
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Trusted lender

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Brad Shoemaker, Southern Trust

Question: What's the most important thing you can help someone with when financing their new house?
Answer: Make sure it is a smooth process with no surprises. Making sure the buyer(s) know what to expect and explain to them in as much detail as possible
 
Question: What are some of the common challenges in helping someone qualify to buy a house and how can they overcome them?
Answer: Credit ! we evaluate their credit and try to eliminate any snags. If there are issues we address them and get the scores up

Question: What mortgage terms do you recommend (30 year, 20 year, 15 year, etc.)?
Answer: I recommend a 30 yr . It gives you flexibility with your payment
 
Question: What's one thing buyers should know about financing their new home?
Answer: 
The process and their responsibility in the process. They need to know that they are responsible for their paperwork in  timely fashion
 
Question: Anything else you want to include?
Answer: As long as everyone is on the same page and communicates , it can be a pleasant process!






Call 757-897-3538

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​757-288-8680  
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Southerland Real Estate, Inc.
638 Independence Parkway

Suite 240
Chesapeake, VA 23320
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  • Home
  • Why Phillip?
    • Testimonials
  • Appraisal Services
  • SELL YOUR HOME
    • MARKETING
    • Company Track Record
    • Seller FAQ's
    • HOME SELLING TIPS >
      • ACTIVE LISTINGS